- Copay fees—no deductibles or coinsurance
 - App and online portal navigation
 - Broad network of doctors, clinics, and hospitals (local and national)
 - Pharmacy: Navitus
 - Health Joy app: online telemedicine, virtual benefits wallet and other features!
 - In network mental health office visits as low as $35
 
Links
- Surest Website - password: ARUP2023
 - Toll Free (866) 683-6440
 - Transparency in coverage (Provider use only)
 
Medical Plans
            2023 | 
          
            Surest | 
        |
|---|---|---|
            Hospital Network | 
          University of Utah, Mountain Star, and Intermountain Healthcare Networks | |
| Coinsurance | $0 | |
| Copayments | Varies—refer to plan details | |
| Calendar Year Out of Pocket Maximum | $5,500 per Individual / $11,000 per Family (in network)
             $11,000 per Individual / $22,000 per Family (out of network)  | 
        |
| Lifetime Maximum | Unlimited | |
Options PPO Network – Utah only
Choice Plus Network – nationwide
- Surest Website Login - password: ARUP2023
 
Medical Rates
            2023 | 
          Full Time
             30+ Hours/Week  | 
          Part Time
             20-29 Hours/Week  | 
          Surcharge for Tobacco Use | 
|---|---|---|---|
            Surest | 
        |||
| Employee | $47 | $94 | +$60 | 
| Employee + 1 Child | $100 | $227 | +$60 | 
| Employee + Spouse | $100 | $227 | +$60 | 
| Employee + Children | $144 | $344 | +$60 | 
| Employee + Family | $144 | $344 | +$60 | 
COBRA Rates
            2023 | 
          
            COBRA | 
        
|---|---|
            Surest | 
        |
| Employee | $477 | 
| Employee + 1 Child | $1,016 | 
| Employee + Spouse | $1,016 | 
| Employee + Children | $1,465 | 
| Employee + Family | $1,465 | 
            Employee Clinic | 
        |
| Employee | $174 | 
| Employee + 1 Child | $347 | 
| Employee + Spouse | $347 | 
| Employee + Children | $521 | 
| Employee + Family | $521 | 
















