2020 Plan Options

Medical 750

Premier 1500

EPO 750

Spousal Plan

 
 

Cigna Open Access Plus, OA Plus, Choice Fund OA Plus

Healthy Premier

Exclusive Preferred

Other Insurance

Deductible

$750 / $1,500

$1,500 / $3,000

$750 / $1,500

$0

Out-of-Pocket Maximum

$4,000 / $8,000

$4,000 / $8,000

$4,000 / $8,000

$0

Preventive Care

100% Coverage

100% Coverage

100% Coverage

$0

ER Co-payment

$250

$250

$250

$0

Co-insurance In-Network

85% /15%
University of Utah, MountainStar, Steward Health

85% / 15%
University of Utah, MountainStar, Steward Health

85% / 15%
University of Utah, MountainStar

$0

Co-insurance Out-of-Network

65% / 35%
Intermountain Health Care

65% / 35%
Intermountain Health Care

No out-of-network benefits

$0

Out-of-State Coverage

Emergency and urgent care only

Employee

Employee + 1

Family

$100

$180

$250

$35

$55

$75

$55

$95

$135

$100

$180

$250

Penalties are added to the regular monthly premiums for those that choose to not participate with the PHP annually and/or for those that use tobacco.

Personal Health Profile (PHP)

  • Will be required for employee and spouse (if enrolled on ARUP insurance) to avoid penalty
  • If spouse does not complete their PHP and the employee does, they are still subject to the family penalty amount

Tobacco Premium Penalty

  • Those using tobacco will pay a higher premium for medical insurance
  • Smoking cessation supplies are available at no cost thru the Family Health Clinic
  • Be sure to select the tobacco or non-tobacco rates when enrolling
  • By selecting non-tobacco, you are committing to not using tobacco the full year